First Things First!

So you’re newly engaged, you’ve told everyone you know, you’ve posted pictures of your gorgeous ring all over social media and you have never been happier in your life! So…now what?

First things first… sit down with your amazing fiancé and talk about a budget. This may be a difficult first step but it’s imperative that your expectations for the big day and essentially the rest of your life are matched.

Each of you need to know how much you can contribute to a wedding fund each month. You’ll want and need to know if any family will be contributing as well, which may be a later conversation. If you are planning a $10,000 wedding but can only save $500/month, then you need to expect to get married in 1.5-2 years. This isn’t unreasonable, and you will be happier knowing you began your marriage with a paid for wedding and honeymoon rather than a mountain of debt.

Follow the steps below and you’ll be on your way to planning your wedding and the rest of your life!

  1. Open a new checking account in both your names. You will both be able to deposit monthly and when you need to make deposits or pay for things it will come directly from this account. This will help you keep track of your budget and expenses.
  2. Ask your family (gracefully of course), if they will be contributing to your wedding so you know what you will need to save.
  3. Download our wedding checklist and our budget form to help you understand all your wedding expenses and what you will need to allot for each.
  4. Work on your guest list. Knowing how many people you are expecting will be imperative to your budget.
  5. Make a commitment to each other, you will both need to contribute, whether it’s a percentage of your income or a flat rate every month. Make this a part of your monthly budget.
  6. Never made a budget? Check out Dave Ramsey! Find a class near you or download the Every Dollar App.


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